Money Under 30 is an independent personal finance site providing free advice for young adults wanting to make informed decisions about where their money goes.  We understand the struggle; we’ve been there. Money Under 30 has everything you need to know about money, written by real people who’ve been there. This site was founded in 2006 by David Weliver, who dug himself out of more than $80,000 in debt in just three years.

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Money Under 30

Maybe you’re here because after you pay rent and buy groceries, you struggle to save anything at the end of the month.

Maybe you think you should start building credit—but you’re afraid to apply for a credit card. Or you’re looking to buy a new car or your first house, and you don’t really know where to start.

Regardless of what brought you here, you’re in the right place. And you’re not alone. Young people are struggling right now, and mostly for reasons outside their control. We’re here to help you take back some of that control.

How can we help you?

Alright, so we can’t wipe out your debt, but we can show you the best ways to pay it off or how to use credit cards wisely so you don’t get in debt in the first place. We can’t increase declining incomes, but we can help you ask for a raise, start a lucrative side hustle and build habits that invite success. We can’t make college cheap again, but we can show you how to borrow less while you’re in school and maximize your student loan repayment once you’re out.

We can’t change laws that allow landlords and employers to turn you down because you don’t have credit, but we can help you understand how your credit score works, how to build a better one, or where to go to get your first credit card or a card that can help you rebuild credit.

We can also help you make smarter choices when it comes to buying a house, buying a car, or pursuing a graduate degree.

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