How do travel hackers fly around the world for almost nothing? Credit card sign-up bonuses. Get up to $700 in travel or $500 cash with the following competitive offers. To take advantage of the best credit card signup bonus offers, you need to have very good credit and the ability to meet a card’s minimum spend requirement within the defined time period—usually within three months of opening the account.

The Capital One® Savor® Cash Rewards Credit Card is a fine diner’s dream. It offers a $500 sign-up bonus after you spend $3000 on purchases within the first three months from account opening. Plus, it offers an incredible 4 percent back on dining and entertainment purchases! Customers also earn 2 percent at grocery stores and 1 percent on all other purchases. On top of that, when swiping your card to purchase sports, concert and theater tickets through Vivid Seats, you can get a whopping 8% cash back! The Capital One® Savor® Cash Rewards Credit Card does have an annual fee of $95, which is waived the first year.

Best Credit Card Sign-Up Bonus Offers

Credit Card Sign-Up Bonus Offers

If you’re willing and able to spend $4,000 in three months, the Chase Sapphire Preferred® Card offers a significant travel signup bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening—that’s $750 in travel when you redeem through Chase Ultimate Rewards.

Points are also redeemable at face value (1:1) at certain airline and hotel and loyalty programs. After that, the Sapphire Preferred card lets you earn 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. The Chase Sapphire Preferred card has an annual fee of $95.

Low Spending Requirement

The no annual fee Bank of America® Travel Rewards credit card is a perfect choice if you don’t want an annual fee and want a lower spend requirement. This card will award you with 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days from approval. That’s worth $250 as a statement credit toward any travel purchases, making this sign up bonus one of the best you can get from a card with no annual fee.

The Bank of America® Travel Rewards Credit Card pays unlimited 1.5 points per $1 spent on all purchases which you can redeem for travel anytime without blackout dates or restrictions. Existing Bank of America® banking customers can earn additional points.W


The best sign-up bonus credit cards are really the cream of the crop of the entire credit card industry. The right cards offer the most benefits, the biggest bonuses, and terms that are both reasonable and manageable. So in a word, if your credit scores allow you access to this category, you should definitely consider applying for one of these cards. Just besure to read the terms, understand what you are signing up for, and calculate the value of the offer before you jump in.

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